Mortgage Rates Newsletter
Full Rates Table | Compare Rates
| Lender | Flt | 1yr | 2yr | 3yr |
|---|---|---|---|---|
| AIA - Back My Build | 5.94 | - | - | - |
| AIA - Go Home Loans | 8.09 | 6.79 | 6.59 | 6.49 |
| ANZ | 8.39 | 7.34 | ▼7.09 | ▼6.59 |
| ANZ Blueprint to Build | 5.63 | - | - | - |
| ANZ Good Energy | - | - | - | 1.00 |
| ANZ Special | - | 6.74 | ▼6.49 | ▼5.99 |
| ASB Bank | 8.39 | 6.79 | 6.59 | 6.49 |
| ASB Better Homes Top Up | - | - | - | 1.00 |
| Avanti Finance | 8.90 | - | - | - |
| Basecorp Finance | 8.70 | - | - | - |
| Bluestone | 9.24 | - | - | - |
| Lender | Flt | 1yr | 2yr | 3yr |
| BNZ - Classic | - | ▲6.74 | ▲6.49 | ▼5.99 |
| BNZ - Green Home Loan top-ups | - | - | - | 1.00 |
| BNZ - Mortgage One | 7.74 | - | - | - |
| BNZ - Rapid Repay | 7.74 | - | - | - |
| BNZ - Std, FlyBuys | 7.74 | ▲7.34 | ▲7.09 | ▼6.59 |
| BNZ - TotalMoney | 7.74 | - | - | - |
| CFML Loans | 9.45 | - | - | - |
| China Construction Bank | - | 6.54 | 6.45 | 6.40 |
| China Construction Bank Special | - | - | - | - |
| Co-operative Bank - First Home Special | - | 6.35 | - | - |
| Co-operative Bank - Owner Occ | 8.15 | 6.45 | 6.35 | 6.49 |
| Lender | Flt | 1yr | 2yr | 3yr |
| Co-operative Bank - Standard | 8.15 | 6.95 | 6.85 | 6.99 |
| Credit Union Auckland | 7.70 | - | - | - |
| First Credit Union Special | 7.00 | 6.65 | 6.95 | - |
| First Credit Union Standard | 7.00 | 7.35 | 7.45 | - |
| Heartland Bank - Online | 6.75 | 6.14 | 5.99 | 5.95 |
| Heartland Bank - Reverse Mortgage | 8.50 | - | - | - |
| Heretaunga Building Society | 8.60 | 7.20 | 7.10 | - |
| HSBC Premier | 7.94 | 6.44 | 6.69 | 6.79 |
| HSBC Premier LVR > 80% | - | - | - | - |
| HSBC Special | - | - | - | - |
| ICBC | 7.50 | 6.39 | 6.29 | 6.59 |
| Lender | Flt | 1yr | 2yr | 3yr |
| Kainga Ora | 7.75 | 7.14 | 7.05 | 7.19 |
| Kainga Ora - First Home Buyer Special | - | - | - | - |
| Kiwibank | 7.75 | 7.49 | 7.49 | 7.69 |
| Kiwibank - Offset | 7.75 | - | - | - |
| Kiwibank Special | - | 6.65 | 6.59 | 6.29 |
| Liberty | ▲8.34 | - | - | - |
| Nelson Building Society | 8.25 | 6.99 | 7.09 | - |
| Pepper Money Advantage | 8.69 | - | - | - |
| Pepper Money Easy | 6.89 | - | - | - |
| Pepper Money Essential | 6.49 | - | - | - |
| Resimac - LVR < 80% | 7.34 | 8.09 | 7.99 | 7.79 |
| Lender | Flt | 1yr | 2yr | 3yr |
| Resimac - LVR < 90% | 8.34 | 9.09 | 8.99 | 8.79 |
| Resimac - Specialist Clear (Alt Doc) | - | - | 8.99 | - |
| Resimac - Specialist Clear (Full Doc) | - | - | 9.49 | - |
| SBS Bank | 7.99 | 7.09 | 7.09 | 7.09 |
| SBS Bank Special | - | 6.59 | 6.59 | 6.59 |
| SBS Construction lending for FHB | 5.44 | - | - | - |
| SBS FirstHome Combo | - | 5.39 | - | - |
| SBS Unwind reverse equity | 8.50 | - | - | - |
| Select Home Loans | 9.24 | - | - | - |
| TSB Bank | 8.75 | 7.34 | 7.29 | 7.39 |
| TSB Special | 7.95 | 6.54 | 6.49 | 6.59 |
| Lender | Flt | 1yr | 2yr | 3yr |
| Unity | 7.95 | ▲6.49 | 6.49 | - |
| Wairarapa Building Society | 8.05 | 6.70 | 6.60 | - |
| Westforce Credit Union - Special | - | 6.65 | 6.95 | - |
| Westforce Credit Union - Standard | 7.00 | 7.35 | 7.45 | - |
| Westpac | 7.99 | 7.39 | 7.19 | 6.59 |
| Westpac Choices Everyday | 8.09 | - | - | - |
| Westpac Offset | 7.99 | - | - | - |
| Westpac Special | - | 6.79 | 6.59 | 5.99 |
| Median | 7.99 | 6.79 | 6.95 | 6.59 |
Last updated: 3 May 2023 9:25am